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Expert View
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Although many interest-only borrowers face shortfalls, the risk to lenders should be manageable. Despite this, nearly all providers have exited the market, driven by the excessive risk-aversion that is affecting the entire market for credit. Until providers change their priorities to focus more on growth lending volumes will remain low, necessitating continued government intervention.
Published By Datamonitor
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02 May 2013 |
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Expert View
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Hoping to capitalize on the importance of the post-exercise period for protein consumption, Fleury Michon's Vraiment Sport ready meal is a new chilled macaroni pasta meal with chicken breast that is packed with protein and is marketed as an "after-sports" product. New in France, it is the innovation of the week from Datamonitor Consumer's Product Launch Analytics.
Published By Datamonitor
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02 May 2013 |
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Expert View
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China UnionPay's entrance into the US payment card market with a prepaid card offering signals a bold strategic move by the payment network to not only tap into the growing popularity of prepaid cards, but also to expand its consumer reach and global brand presence. If successful, UnionPay could potentially spell bad news for major payment providers and their standing in the market.
Published By Datamonitor
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02 May 2013 |
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Expert View
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Ford has announced its intention to open a new car showroom in Burma after the US government eased trade restrictions in February 2013. The removal of sanctions presents a new opportunity for American companies within Asia. Following Burma's recent democratic reforms, Ford is among the major Western companies that are looking to tap into the Burmese market's potential.
Published By Datamonitor
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02 May 2013 |
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Expert View
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As countries such as Singapore, the UK, and Taiwan compete to be yuan offshore trading centers, Hong Kong will have a tough time maintaining its leading role in the long term.
Published By Datamonitor
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01 May 2013 |
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Expert View
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The private motor insurance market is witnessing declining insurance rates, together with further increases in claims costs. Insurers will have to adjust their long-term strategies in order to remain profitable.
Published By Datamonitor
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01 May 2013 |
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Expert View
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With little momentum expected in the commercial property market to remedy stubbornly soft rates, ABI data on claims for 2012 reveal that pressure is piling on insurers' bottom lines. With claims up due to weather-related damage, insurers must look to proactive and scientific methods to protect operating ratios.
Published By Datamonitor
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01 May 2013 |
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Expert View
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Europe was behind its target for installed capacity of offshore wind turbines at the end of 2012 by more than 14%, but the volume of projects in the pipeline is sufficient to meet Europe's 2020 target more than three times over.
Published By Datamonitor
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01 May 2013 |
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Expert View
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In little more than one year collective switching has become a major force in the UK retail market, with the public sector leading the way. The next 12 months promise to be even more dynamic.
Published By Datamonitor
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01 May 2013 |
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Expert View
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John Lewis may have been the leading name in the roll call of winners at last week's Verdict Customer Satisfaction Awards, but the Verdict poll of 5,900 consumers also revealed the winning retailers within individual sectors. Verdict's analysts give their insight into why these retailers stood out to their customers.
Published By Datamonitor
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01 May 2013 |
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